Let’s admit it – circumstances surrounding a separated family can be quite difficult and complex. It’s even more so when your children are still very young. This is why even between ex-partners, a shared priority remains to be present, and that is to ensure a good future for their kids. As translated by the government, this assurance can be done financially through child support or child maintenance payments.
More often than not, regulations are favorable to mothers – thus leaving the responsibility of child support to fathers. It can’t be denied, however, that the rules and restrictions for child maintenance payments sadly define how “efficient” a father can be to his children. In the eyes of the law, his role as a loving parent is inappropriately downgraded as mere cash provider. Although widely partial and unfair, here are a few notes fathers should keep in mind when it comes to dealing with child maintenance payments.
What are Child Maintenance Payments?
Child Maintenance Payment, or Child Support, is a form of financial assistance given to a child to aid his or her everyday living costs. The purpose of the support can range from daily basic needs to consistent backing through the course of the child’s education. In the UK, individuals who may be responsible for paying child maintenance are the following:
a. Child’s biological parent
b. Child’s adoptive parent
c. Child’s legal parent
d. A relative or a friend continually providing day-to-day care for a child
The parent in custody of the child is referred to as the “resident” parent. The resident parent is in-charge for the daily care and physical assistance as the child grows up. This makes the non-resident parent, or the “paying” parent, duly responsible for paying child support to the resident parent.
Although some agreements contain specific clauses regarding the stipend, the government dictates that the rate of payment is determined by the following factors:
a. Income of the paying parent
b. Number of children
c. Amount of time the paying parent spends with their child
Should there be 1 child, the amount due has a rate of 12% relative to the paying parent’s weekly gross income. For 2 children, the rate increases to 16%, while for 3 or more, a percentage of 19 is taken.
For minimized payments and reduced rates, the amount of time spent by the paying parent with the child is taken into account. 1/7thof the child maintenance is cut down if in a year, the paying parent spent 52-103 nights with the child. For 104-155 nights, 2/7this reduced. A portion of 3/7this subtracted for 156-174 nights spent, whilst for 175 or more, 50% of the payments are taken a way. This is added with an extra £7 a weekcut for each child.
The child maintenance payments are awarded and given usually until the age of 16.